Step 2

Build Your Network
By Adding Friends

Build your network/circle by inviting friends directly from your phone's address book or through emails to join.

Step 3

Request to Lend or Borrow
From Friends

After the steps above are completed, you can become a borrower by sending a “borrow request” or a lender by accepting “borrow requests” from within your network.

Step 4

Pay Back Loan on or
before due date

Money borrowed are repaid according to the set schedule - monthly or at end of loan tenure. The money to be repaid (capital + commission) is deducted automatically from the payment instrument(s) mapped to the borrower and paid into the bank account(s) of the lender(s).